Chandler Auto Glass - Go for Comprehensive Insurance Coverage

Whether you have a large crack that requires auto glass windshield replacement, or a smaller hole that can be easily repaired, the following article will answer any questions you might have about our Chandler auto glass insurance process.

Collision versus comprehensive auto glass coverage

Most windshields break from stones or other debris that is kicked up or thrown by other cars on roads or freeways. Because these breaks are unrelated to your driving skills, they fall under comprehensive insurance. Some insurance companies refer to comprehensive insurance as "act of nature" or "act of God" incidents because they are not the driver's fault. Other examples of comprehensive claims are a tree falling on a car or vandalism.

A windshield replacement shouldn't take more than an hour, though you shouldn’t drive for 2-3 hours after the auto glass installation so that the urethane seal will have plenty of time to cure. Generally, if the chip is smaller than a dollar bill or if the chip is not in the driver's line of vision, then you can pursue auto glass repair instead of windshield replacement.

Will your rates increase for an auto glass claim? The vast majority of insurance companies will tell you over the phone that your rates won't go up for putting in a comprehensive auto glass claim.

There are a few different ways to pursue your Chandler auto glass repair or auto glass replacement:

• Contact your insurance carrier and let them know about the problem – they will advise you of a list of qualified auto glass repair companies in Chandler as well as neighboring Chandler Heights and Sun Lakes.
• Contact your dealership or preferred Chandler auto glass repair facility to see if they will handle your claim. If so, they will contact your insurance company regarding the claim, complete the paperwork and handle the billing. There are approximately 15,000 auto glass retailers in the United States – independently owned auto glass retailers account for about 60 percent market share.

How does my Chandler auto glass shop get reimbursed?

Unlike insurance procedures with collisions, auto glass claims do not require an adjuster to look at the damage before the auto glass repair is made. Once the job is finished, the insurance company pays the Chandler auto glass repair facility a set rate. Insurance companies will work with various auto glass repair shops to set fair and reasonable rates – shops will charge your Chandler auto glass company a rate that has been individually negotiated with the auto glass industry.

Insurance companies commonly use a method of setting prices paid to Chandler auto glass repair shops that involve paying a stated discount off NAGS (National Auto Glass Specifications) list price for glass, and a set price for labor and materials. For example, most insurance companies pay between 30 and 50 percent off NAGS list price for auto glass, $40 flat price for labor, and $20 for molding and urethane used to hold the auto glass in the vehicle.

Based in Chandler, Arizona, SunTec Auto Glass provides Chandler auto glass services including windshield repair and replacement, glass etching and window tinting. All you need to do is call us or fill out our online form and we literally take care of the rest (including filing the auto glass claim with the insurance company). We hope you enjoy our 'no-hassle' auto glass replacement appointment process.