Go for Comprehensive Auto Insurance Coverage
Chandler, Chandler Heights, and Sun Lakes Drivers: Whether you have a large crack that requires auto glass windshield replacement, or a smaller hole that can be easily repaired, the following article will answer any questions you might have about our auto glass insurance process.
Collision versus Comprehensive auto glass coverage
Most windshields break from stones or debris that is kicked up or thrown by vehicles on the roads and highways. Because these breaks are unrelated to your driving skills, they fall under comprehensive insurance. Some auto insurance companies refer to comprehensive insurance as an "act of nature" or an "act of God" incident, because they are not the driver's fault. Other examples of comprehensive claims are a tree falling on a car or vandalism.
A windshield replacement should not take more than about an hour, though you should not drive the vehicle for at least 2-3 hours after the auto glass installation is finished. This is so the urethane will have plenty of time to cure. However, your vehicle may not require a windshield replacement. Generally, if the chip is smaller than a quarter or if the chip is not in the driver's line of vision, then you can pursue auto glass repair instead of windshield replacement.
Will my rates increase for an auto glass claim? The vast majority of auto insurance companies will tell you over the phone that your rates will not go up for submitting a comprehensive auto glass claim.
Residents of Chandler, Chandler Heights, and Sun Lakes: There are a couple of different ways to pursue your auto glass repair or auto glass replacement:
- Contact your auto insurance carrier and let them know about the problem, they may provide you with a list of qualified auto glass repair companies in Chandler, Chandler Heights, and Sun Lakes.
- Contact your dealership or preferred Chandler auto glass repair facility to see if they will handle your claim. If so, they will contact your auto insurance company regarding the claim, complete the paperwork and handle the billing. There are approximately 15,000 auto glass retailers in the United States and about 60 percent of those are independently owned.
How does the auto glass shop get reimbursed?
Unlike insurance procedures with collisions, auto glass claims do not require an adjuster to look at the damage before the auto glass repair is performed (most cases). Once the job is finished, the auto insurance company pays the auto glass repair facility a set rate. Auto insurance companies will work with various auto glass repair shops to set fair and reasonable rates. The auto insurance company will also individually negotiate the rates with the auto glass shop.
Important Information for Chandler, Chandler Heights, and Sun Lakes Residents. Auto insurance companies commonly use a method of setting prices paid to auto glass repair shops that involve paying a stated discount off NAGS (National Auto Glass Specifications) list price for glass, and a set price for labor and materials. For example, most auto insurance companies pay between 30 and 50 percent off NAGS list price for auto glass, $40 flat price for labor, and $20 for the molding and the urethane used to hold the auto glass in the vehicle. (These prices may vary depending on the State, City, and current market supply and demand)
Schedule an Appointment Now
SunTec Auto Glass is a family owned business in Chandler, Chandler Heights, and Sun Lakes Arizona, serving most of Maricopa and Pinal Counties. SunTec Auto Glass provides windshield replacement, auto glass repair, window tinting and glass etching. SunTec Auto Glass understands the importance of using the best quality auto glass available for the safety of you and your family. All you need to do is call us or fill out our online form and we literally take care of the rest (including filing the auto glass claim with the auto insurance company). We hope you enjoy our 'no-hassle' auto glass replacement appointment process.
Call SunTec Auto Glass Today
(480) 782-5489